6 Facts About Everyone Thinks Are True

A Guide for Beginner Investors

You will be missing a lot if you are not gaining from the US stock market as it is worth trillions of dollars. One terrifying encounter we all fear is investing resources only to get a loss as a result of the recession. For you to feel confident about your investment skills and be up to date with the latest in this service, you should know the tips for beginner investors. You can view here for more info.

Diversification isn’t always the key. If you’re focusing on personal investing, you’ve probably been told that diversification is of importance. Great investors urge that diversification is not a smart choice. You can trust your guts and stay with the investments that are ideal if you read more now about the investment you are considering.

The second tip to know is that you should invest in yourself first and foremost. The best investment one can invest in is themselves as they will be the ones making decisions that rule their lives. Having knowledge about investing assets and businesses will increase your chance of making more money in the stock market. Set aside time each day to learn and gather knowledge about this business so that you grow your abilities.

Another guide to remember is that you should set long-term goals. Investors are advised not to view their investments as short-term get rich goals. One is advised to look at investment as means of enhancing wealth so that you can achieve certain goals. You may have a certain amount of money for retirement and you need somewhere to allow it to grow.

Make sure you are aware of your risk tolerance. One needs to be aware of the amount of risk they can afford before investing their resources. If you feel nervous wit risks, it will be best if you go for a low moderate risk. Those who are young and have plenty of time to see how much they can handle should go for moderate to high-risk investments.

The final tip to know is that you should not use leverage. You are likely to come upon a circumstance where you can use leverage to invest in the stock industry. If you have a margin account, you can get a loan to buy stocks and only out up 50%. This arrangement may seem ideal when stocks are going up but if the reverse happens, you will be in big trouble.

You should try the stock market now that you are up-to-date with these vital factors. You can prosper in the stock market if you learn from professionals so that you sharpen your skills.

Sports Media Are Wrong (Again) – LeBron Did Not Tarnish His Legacy

On Thursday July 9th, a media circus like we have rarely seen in sports took place. Across North American people watched in anticipation as LeBron James was set to announce his future home. When the time came, LeBron jerseys across Cleveland were set aflame, as bars in Miami burst into raucous celebration. The King’s new throne is South Beach Miami. LeBron James will join fellow superstars Dwyane Wade and Chris Bosh to form a super team the likes of which we have never seen. As soon as he announced his decision the pundits jumped on him and talked about how he had ruined his legacy. I think they jumped the gun. I don’t think his legacy is ruined and here is why…

1. James can still be “the man” in Miami: Yes he is joining Wade and Bosh to form a three headed beast, but I think LeBron is still a level above those two players. Certainly above Bosh, and arguably above Wade. James may see a slight dip in scoring (or he may not) but he could also see a stratospheric rise in his assists. If Lebron James can average 10 assists along with his automatic 25+ points and 7+ rebounds, he will still be viewed as the most complete player in the NBA. If he wins a championship as the Finals MVP I feel that will still prove he is “the man”.

2. He Can Win Titles: Still a lot of holes to fill in Miami but regardless, he has a better shot at winning than he ever has. In Cleveland he was surrounded by a couple B-Level players, and a whole lot of lesser players. He never ever had a true number 2. Cleveland had just about no assets and failed to build a team around LeBron when they had the chance…for 7 years. In Miami he is with a legit number 1 player, let alone number 2. Bosh has to be considered one of the best third options in the league now. If they plug the holes in Miami properly, this could be a dynasty.

3. He Can Move Again: If LeBron wins three titles in Miami, or even five he can move on. People used to blame Kobe for riding Shaq to three titles, but since Kobe has won without Shaq – now he is just looked at as a guy with 5 rings. No one brings up Shaq anymore. Isn’t that possible for LeBron? Could a 30 year old LeBron go somewhere and be “the man”? I wouldn’t count it out.

These questions will all be answered down the road. If I had to hazard a guess, I would assume that his legacy will be determined by how the Heat fare. If they are a huge dynasty with 5 championships in a row and LeBron is MVP every one of them – there will be no denying his place in history. We will know the answer eventually, and no one can predict it so let’s sit back and enjoy the show!

Retailers Must Leverage Check-In’s for Social Media Success

Facebook marketing using the “deals” check-in service provides a perfect opportunity for retailers to gather fans, data and intelligence from customers. With so many people hitting the mall during the holiday shopping season, the time is now to get started and create the initial push of social media marketing at the retail, brick & mortar level.

That being said, retailers will need to do their part. Simply placing a sticker on your humongous front window won’t cut-it. For example, I was at an H&M store in a suburb mall just outside of Cleveland, Ohio. My girlfriend, was looking for something and I began to wander aimlessly around the store. I ended up near the front of the store and noticed they had a Facebook sticker on the window. At first, I was pretty impressed, especially since Facebook just launched this services fairly recently. But when I took a step back I realized that this was a pretty poor attempt to leverage this technology. Applying a sticker to your window is not a marketing strategy.

Now I highly doubt that H&M is strategically thinking about this the way I am. But here is why they should. The H&M customer profile is a younger, more hip and a semi-edgy kind of person. They more than likely have a fancy phone like a Droid or iPhone and are undoubtedly using Facebook on a daily if not hourly basis.

What if?

What if H&M advertised to these customers more prominently, say at the point-of-sale and asked them to check-in to receive the deal there instead? I know for a fact they’d significantly increase their Facebook presence. Check-in data would then be shared with all of the friends that the H&M customer has and as a result place the H&M brand in front of hundreds if not thousands more people every day.

This is much different than filling out a form for a loyalty card too. I know we all get sick of getting up-sold at the counter during checkout. Between credit card offers and rewards point membership clubs we are all reticent to provide our contact information and furthermore spend an additional 10 minutes completing the form or sign-up process. With Facebook’s ubiquitous nature, the process of asking someone to check-in at the point-of-sale is much different. Not only are you asking someone to do something that they would already do, they can do it from their own device, their phone. Furthermore, they can step-out of line and do it on the way out of the store so they don’t fee like they are holding up the line.

What Do You Think?

Seems to me that this would increase the value gained by H&M as it relates to Facebook check-ins and will only lead to more social media dialog between a brand and its customers.